> ## Documentation Index
> Fetch the complete documentation index at: https://docs.aibams.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Billing & Subscriptions

> Manage your AIBAMS subscription, understand your plan, update payment methods, and view invoices.

## Billing Overview

Access all billing information from **Settings → Billing** or **Profile → Billing & Subscriptions**.

***

## Your Current Plan

The **Plan Overview** section shows:

* **Plan Name** — Early Access, Professional, or Enterprise
* **Billing Cycle** — Monthly or Annual
* **Next Billing Date** — When your next payment will be charged
* **Amount** — Price per billing period
* **Included Features** — Summary of what's in your plan

***

## Early Access Program

<Info>
  The Early Access program is available to the **first 501 customers** only. If you're on this plan, your pricing is locked for your first year.
</Info>

### Early Access Benefits

| Benefit               | Details                                             |
| --------------------- | --------------------------------------------------- |
| **Price Lock**        | ₹849/month locked for the first 12 months           |
| **Zero Setup Fee**    | Development and setup fees completely waived        |
| **Full Suite Access** | All 5 current apps + 45+ upcoming apps              |
| **Priority Support**  | Faster response times during Early Access period    |
| **Feedback Input**    | Direct channel to product team for feature requests |

### After Early Access

* Your pricing is locked for the **first 12 months**
* After 12 months, you transition to standard pricing
* As an early supporter, you'll always have **preferential pricing** vs. public rates
* You'll receive 60 days' notice before any price changes

***

## Payment Methods

### Adding a Payment Method

1. **Settings → Billing → Payment Methods → Add New**
2. Enter your card details:
   * Card number, expiry date, CVV
   * Billing name and address
3. Click **Save Card**

Supported payment methods:

* **Credit/Debit Cards** — Visa, Mastercard, RuPay
* **UPI** — Any UPI-enabled app
* **Net Banking** — Major Indian banks
* **More options** coming soon (PayPal, international cards)

### Updating Your Payment Method

1. **Settings → Billing → Payment Methods**
2. Click **Edit** next to your current method
3. Or click **Add New** and set the new one as **Primary**

<Tip>
  Set up a backup payment method to avoid subscription interruptions if your primary card expires or is declined.
</Tip>

### Removing a Payment Method

You can only remove a payment method if there's an alternative primary method on file:

1. **Settings → Billing → Payment Methods**
2. Click **Remove** next to the card
3. Confirm removal

***

## Invoices & Receipts

### Viewing Past Invoices

1. **Settings → Billing → Invoice History**
2. All past invoices listed with date, amount, and status
3. Click any invoice to view or download the PDF

### Invoice Details

Each invoice includes:

* Invoice number and date
* Billing period covered
* Plan name and features
* Amount paid and payment method
* GST/tax breakdown (if applicable)
* Your billing address

<Note>
  AIBAMS invoices are GST-compliant for Indian businesses. Include your GSTIN in **Settings → Billing → Tax Information** to have it appear on invoices.
</Note>

***

## Changing Your Plan

### Upgrading Your Plan

1. **Settings → Billing → Change Plan**
2. Select the new plan
3. Review the pricing difference
4. Click **Confirm Upgrade**

Upgrades take effect **immediately**. You're charged a prorated amount for the remainder of the current billing period.

### Downgrading Your Plan

<Warning>
  Downgrading may reduce your available storage, mailboxes, and feature access. Ensure you're below the new plan's limits before downgrading to avoid data loss.
</Warning>

1. **Settings → Billing → Change Plan**
2. Select the lower plan
3. Review what you'll lose access to
4. Confirm the downgrade

Downgrades take effect at the **end of the current billing period**.

***

## Cancellation

### Cancelling Your Subscription

You can cancel your subscription at any time — no penalties or lock-in fees.

1. **Settings → Billing → Cancel Subscription**
2. Select a reason for cancellation (helps us improve)
3. Click **Confirm Cancellation**

**After cancellation:**

* Your account remains active until the **end of the current billing period**
* After that, you lose access to paid features
* Your data is retained for **30 days** after cancellation
* Download your data export before this window closes

### Reactivating After Cancellation

If you cancel and want to return:

1. Log into your account at [portal.aibams.com](https://portal.aibams.com)
2. Click **Reactivate Subscription**
3. Choose a plan and add a payment method

<Note>
  Reactivated accounts restore all settings and configurations. Data retained within the 30-day window is fully restored.
</Note>

***

## Failed Payments

If a payment fails:

1. You'll receive an email notification
2. AIBAMS retries the charge 3 times over 7 days
3. If all retries fail, your account is suspended (not deleted)
4. Update your payment method and click **Retry Payment** to reactivate

***

## Billing FAQ

<AccordionGroup>
  <Accordion title="Do you offer refunds?">
    Please review our [Refund Policy](https://www.aibams.com/refund). We offer refunds under specific circumstances within 7 days of purchase. Contact [support@aibams.com](mailto:support@aibams.com) for refund requests.
  </Accordion>

  <Accordion title="Can I switch from monthly to annual billing?">
    Yes. Go to **Settings → Billing → Change Plan** and select the annual option. You'll receive a prorated credit for unused monthly time applied to the annual plan.
  </Accordion>

  <Accordion title="Is GST charged?">
    Yes, GST is applicable as per Indian tax regulations. Add your GSTIN in **Settings → Billing → Tax Information** to receive GST-compliant invoices.
  </Accordion>

  <Accordion title="What happens to my data if I don't pay?">
    After 7 days of failed payments, your account is suspended (read-only). After 30 days suspended, data is scheduled for deletion. You'll receive email warnings at each stage.
  </Accordion>
</AccordionGroup>
